Mortgages

Whether you are a first-time buyer or in the market for a holiday home, the world of property finance can appear complicated.  Our goal is to make the process as clear and straightforward as possible. With well over 70 years collective experience within the firm, Our mortgage advisers will support you through the process, from an initial no-obligation meeting through to completion, providing clear advice and ongoing support.

Residential

Whether you are moving home, buying for the first time, exploring available schemes or funding home improvements, we can advise on a wide range of residential mortgage options. We can assist with re-mortgaging, further advances and shared ownership schemes, helping you identify a suitable mortgage based on your circumstances, without the need to approach multiple lenders yourself.

Buy to let

We can advise on buy-to-let finance for clients entering the market, expanding an existing portfolio or reviewing existing arrangements. Our advisers can recommend suitable options from a wide range of lenders, taking your objectives and circumstances into account.

Please note: the Financial Conduct Authority does not regulate buy-to-let mortgages.

Commercial

Business mortgages can be complex and time-consuming. We can help coordinate the mortgage process for commercial premises, including liaising with relevant parties, to support your business objectives as they develop.

Lifetime Mortgages

If you are considering later-life borrowing, including lifetime mortgages or retirement interest only mortgages, we can help you understand the features, risks and alternatives. A personalised illustration will be provided, and we will explain how these arrangements may affect your estate and future options. We work with a range of leading providers to deliver suitable advice.

Other property finance

We can also advise on a range of property finance options, subject to eligibility and suitability, including second-charge loans and bridging finance. We will always explain the risks, costs and alternatives before you decide to proceed.

Let’s talk about how we can support your property plans.

Disclaimers

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Failure to keep up repayments may result in your home being repossessed.

The Financial Conduct Authority does not regulate buy-to-let mortgages.

Equity release and lifetime mortgages may reduce the value of your estate and can affect your entitlement to means-tested benefits.