Life is full of ups and downs, and we can help you put appropriate protection in place against a wide range of eventualities. From life insurance and critical illness cover to mortgage protection and family income protection, we provide advice based on your individual circumstances. While we can’t predict the future, we can help you prepare by putting suitable financial protection in place.
Illness and injury
There are several options that may help protect your income if you are unable to work due to illness or injury, subject to policy terms and conditions. We can guide you through options including critical illness cover, income protection, private medical insurance and accident, sickness and unemployment cover. We will discuss your needs with you and recommend suitable products based on your circumstances.
Life assurance
Life insurance and whole of life policies can help provide financial support to your family at a difficult time. We will discuss your objectives with you and recommend a suitable policy from a wide range of providers, taking account of cost, cover level and policy features.
Mortgage protection
For many people, their home is their largest financial commitment. Mortgage protection can help provide support if circumstances change. We will research a range of options to recommend suitable mortgage protection for your requirements, subject to eligibility and insurer limits.
Business protection
Relevant life cover, key person insurance and shareholder protection may be appropriate for company directors and self-employed individuals. We can help you explore suitable options to protect your business and explain how different arrangements work in practice.
Important information
Protection policies are subject to underwriting, terms, conditions and exclusions. Claims are paid only if policy conditions are met. We will explain the key features, limitations and costs of any policy before you decide to proceed.